Applications / Mortgage Analytics / Lenders / Michigan / First National Bank of America / Competition
First National Bank of America
East Lansing, MI · National bank · OCC · $6.7 billion assets · 2,709 loans in 2025
First National Bank of America's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,709
loans originated, 2025
4,245
applications, 2025
48
states and territories
0
gaps bigger than at similar lenders
Who First National Bank of America competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
First National Bank of America ranks 255th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $53.0M lent: 0.0% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HARTFORD-WEST HARTFORD-EAST HARTFORD, CT, 2025
First National Bank of America ranks 122nd of 610 lenders in Hartford-West Hartford-East Hartford, CT, with $38.7M lent: 0.1% of a $26.67B market.
Hartford-West Hartford-East Hartford, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
First National Bank of America ranks 207th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $38.6M lent: 0.1% of a $52.71B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
First National Bank of America ranks 210th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $38.2M lent: 0.1% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
First National Bank of America ranks 230th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $29.3M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — RAPID CITY, SD, 2025
First National Bank of America ranks 140th of 181 lenders in Rapid City, SD, with $405K lent: 0.0% of a $1.12B market.
Rapid City, SD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO ALASKA, 2025
First National Bank of America ranks 116th of 126 lenders in non-metro Alaska, with $175K lent: 0.0% of a $772.5M market.
non-metro Alaska is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 64% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MONROE, LA, 2025
First National Bank of America ranks 159th of 181 lenders in Monroe, LA, with $135K lent: 0.0% of a $749.7M market.
Monroe, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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First National Bank of America and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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