Applications / Mortgage Analytics / Lenders / North Dakota / Gate City Bank / Fair lending
Gate City Bank
Fargo, ND · Savings institution · OCC · $4.0 billion assets · 3,046 loans in 2025
Gate City Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
3,046
loans originated, 2025
4,001
applications, 2025
24
states and territories
0
gaps bigger than at similar lenders
Gate City Bank did not receive enough applications from Black, Hispanic or Asian applicants in 2025 to compare its denial rates with those of similar lenders. A test needs, for that loan purpose, at least 100 decided applications from the group and from White applicants, with at least 20 of each turned down and 20 approved.
How this is calculated: the fair-lending method.
The data and the software behind these pages
Gate City Bank's data
$215
Gate City Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
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