Applications / Mortgage Analytics / Lenders / Virginia / Virginia Federal Credit Union / Competition
Virginia Federal Credit Union
North Chesterfield, VA · Credit union · NCUA · $7.2 billion assets · 3,596 loans in 2025
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3,596
loans originated, 2025
5,400
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who Virginia Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — RICHMOND, VA, 2025
Virginia Federal Credit Union ranks 6th of 551 lenders in Richmond, VA, with $362.1M lent: 3.1% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Virginia Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO VIRGINIA, 2025
Virginia Federal Credit Union ranks 18th of 539 lenders in non-metro Virginia, with $56.0M lent: 1.1% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Virginia Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
Virginia Federal Credit Union ranks 61st of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $55.3M lent: 0.4% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Virginia Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ROANOKE, VA, 2025
Virginia Federal Credit Union ranks 9th of 346 lenders in Roanoke, VA, with $54.5M lent: 2.7% of a $2.03B market.
Roanoke, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Virginia Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHARLOTTESVILLE, VA, 2025
Virginia Federal Credit Union ranks 10th of 337 lenders in Charlottesville, VA, with $40.3M lent: 2.1% of a $1.91B market.
Charlottesville, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Virginia Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLUMBUS, OH, 2025
Virginia Federal Credit Union ranks 473rd of 596 lenders in Columbus, OH, with $425K lent: 0.0% of a $16.93B market.
Columbus, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Virginia Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — AKRON, OH, 2025
Virginia Federal Credit Union ranks 316th of 401 lenders in Akron, OH, with $265K lent: 0.0% of a $3.33B market.
Akron, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Virginia Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
Virginia Federal Credit Union ranks 805th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $90K lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Virginia Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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