Applications / Mortgage Analytics / Lenders / California / First Technology Federal Credit Union / Competition
First Technology Federal Credit Union
San Jose, CA · Credit union · NCUA · $16.4 billion assets · 4,168 loans in 2025
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4,168
loans originated, 2025
6,346
applications, 2025
40
states and territories
0
gaps bigger than at similar lenders
Who First Technology Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
First Technology Federal Credit Union ranks 31st of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $377.3M lent: 0.8% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Technology Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
First Technology Federal Credit Union ranks 15th of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $328.8M lent: 1.5% of a $22.57B market.
Portland-Vancouver-Hillsboro, OR-WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Technology Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
First Technology Federal Credit Union ranks 47th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $95.9M lent: 0.3% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Technology Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
First Technology Federal Credit Union ranks 87th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $84.1M lent: 0.2% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Technology Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
First Technology Federal Credit Union ranks 220th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $61.3M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Technology Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LANSING-EAST LANSING, MI, 2025
First Technology Federal Credit Union ranks 92nd of 333 lenders in Lansing-East Lansing, MI, with $2.4M lent: 0.1% of a $2.02B market.
Lansing-East Lansing, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Technology Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — RAPID CITY, SD, 2025
First Technology Federal Credit Union ranks 54th of 181 lenders in Rapid City, SD, with $2.3M lent: 0.2% of a $1.12B market.
Rapid City, SD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Technology Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — JONESBORO, AR, 2025
First Technology Federal Credit Union ranks 56th of 193 lenders in Jonesboro, AR, with $1.9M lent: 0.3% of a $619.8M market.
Jonesboro, AR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Technology Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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