Applications / Mortgage Analytics / Lenders / Indiana / First Merchants Bank / Data
First Merchants Bank
Muncie, IN · State non-member bank · FDIC · $19.0 billion assets · 5,622 loans in 2025
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5,622
loans originated, 2025
8,533
applications, 2025
29
states and territories
0
gaps bigger than at similar lenders
History
- 10 August 1972Head office moved (now in IN).
- 1990First report under HMDA in the public data (which begins in 1990).
- 16 December 1991Renamed from The Merchants National Bank of Muncie to First Merchants Bank National Association.
- 1 April 2007Merged with Decatur Bank and Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 1 April 2007Merged with Frances Slocum Bank and Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 1 April 2007Merged with United Communities National Bank. Its HMDA filings count as this lender's in the competition figures.
- 26 September 2009Merged with Commerce National Bank. Its HMDA filings count as this lender's in the competition figures.
- 26 September 2009Merged with First Merchants Bank of Central Indiana. Its HMDA filings count as this lender's in the competition figures.
- 26 September 2009Merged with Lafayette Bank and Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 11 February 2012Merged with SCB Bank. Its HMDA filings count as this lender's in the competition figures.
- 13 November 2013Merged with Citizens Financial Bank. Its HMDA filings count as this lender's in the competition figures.
- 8 November 2014Merged with Community Bank. Its HMDA filings count as this lender's in the competition figures.
- 18 April 2015Merged with Cooper State Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2016Merged with Ameriana Bank. Its HMDA filings count as this lender's in the competition figures.
- 15 April 2016Charter changed (FDIC class N to NM).
- 15 April 2016Renamed from First Merchants Bank National Association to First Merchants Bank.
- 15 April 2016Change in Primary Regulatory Agency.
- 20 May 2017Merged with The Arlington Bank. Its HMDA filings count as this lender's in the competition figures.
- 15 July 2017Merged with IAB Financial Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2019Merged with Monroe Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
- 1 April 2022Merged with Level One Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 February 2026Merged with First Savings Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–1990MERCHANTS NATIONAL BANK
- 1991–1991FIRST MERCHANTS BANK, NA MU
- 1992–1995FIRST MERCHANTS BANK N.A.
- 1994–2012FIRST MERCHANTS BANK NA
- 1996–1998FIRST MERCHANTS BANK, N.A.
- 1999–2000FIRST MERCHANTS BANK N A
- 2005–2005FIRST MERCHANTS BANK, NA
- 2013–2015FIRST MERCHANTS BANK NA
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (37), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
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