Applications / Mortgage Analytics / Lenders / Massachusetts / Digital Federal Credit Union / Competition
Digital Federal Credit Union
Marlborough, MA · Credit union · NCUA · $13.1 billion assets · 3,877 loans in 2025
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3,877
loans originated, 2025
8,289
applications, 2025
45
states and territories
0
gaps bigger than at similar lenders
Who Digital Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
Digital Federal Credit Union ranks 33rd of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $329.6M lent: 0.7% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Digital Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WORCESTER, MA, 2025
Digital Federal Credit Union ranks 14th of 451 lenders in Worcester, MA, with $112.8M lent: 1.6% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Digital Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MANCHESTER-NASHUA, NH, 2025
Digital Federal Credit Union ranks 14th of 344 lenders in Manchester-Nashua, NH, with $73.2M lent: 1.9% of a $3.82B market.
Manchester-Nashua, NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Digital Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Digital Federal Credit Union ranks 260th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $49.1M lent: 0.0% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Digital Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Digital Federal Credit Union ranks 196th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $44.5M lent: 0.1% of a $52.71B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Digital Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MISSOULA, MT, 2025
Digital Federal Credit Union ranks 112th of 172 lenders in Missoula, MT, with $565K lent: 0.1% of a $918.6M market.
Missoula, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Digital Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CASPER, WY, 2025
Digital Federal Credit Union ranks 116th of 139 lenders in Casper, WY, with $245K lent: 0.0% of a $516.9M market.
Casper, WY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Digital Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 64% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MORRISTOWN, TN, 2025
Digital Federal Credit Union ranks 239th of 268 lenders in Morristown, TN, with $155K lent: 0.0% of a $784.1M market.
Morristown, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Digital Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Digital Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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