Applications / Mortgage Analytics / Lenders / North Carolina / First Citizens Bank / Data
First Citizens Bank
Raleigh, NC · State non-member bank · FDIC · $229 billion assets · 14,381 loans in 2025
First Citizens Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
14,381
loans originated, 2025
21,831
applications, 2025
42
states and territories
0
gaps bigger than at similar lenders
History
- 20 August 1967Head office moved (now in NC).
- 1 May 1974Head office moved (now in NC).
- 1 September 1981Head office moved (now in NC).
- 1990First report under HMDA in the public data (which begins in 1990).
- 5 February 1990Head office moved (now in NC).
- 1 July 1991Merged with First Federal Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 28 August 1993Merged with Surety FS & la, FSA. Its HMDA filings count as this lender's in the competition figures.
- 24 September 1993Merged with Pioneer Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 9 October 1993Merged with First American Federal Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 3 March 1995Merged with State Bank. Its HMDA filings count as this lender's in the competition figures.
- 14 February 1996Merged with Peoples Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 14 February 1996Merged with Summit Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 18 July 2009Merged with Temecula Valley Bank. Its HMDA filings count as this lender's in the competition figures.
- 12 September 2009Merged with Venture Bank. Its HMDA filings count as this lender's in the competition figures.
- 30 January 2010Merged with First Regional Bank. Its HMDA filings count as this lender's in the competition figures.
- 6 March 2010Merged with Sun American Bank. Its HMDA filings count as this lender's in the competition figures.
- 8 January 2011Merged with IronStone Bank. Its HMDA filings count as this lender's in the competition figures.
- 22 January 2011Merged with United Western Bank. Its HMDA filings count as this lender's in the competition figures.
- 9 July 2011Merged with Colorado Capital Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2014Merged with Mountain 1st Bank & Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2015Merged with First Citizens Bank and Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 14 February 2015Merged with Capitol City Bank & Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 12 March 2016Merged with North Milwaukee State Bank. Its HMDA filings count as this lender's in the competition figures.
- 7 May 2016Merged with First CornerStone Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2016Merged with Bank of Virginia. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2016Renamed from First-Citizens Bank & Trust Company to First-Citizens Bank & Trust Company.
- 13 January 2017Renamed from First-Citizens Bank & Trust Company to First-Citizens Bank & Trust Company.
- 14 January 2017Merged with Harvest Community Bank. Its HMDA filings count as this lender's in the competition figures.
- 6 May 2017Merged with Guaranty Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 May 2018Merged with Homebanc. Its HMDA filings count as this lender's in the competition figures.
- 2 October 2018Merged with Securant Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
- 1 November 2018Merged with Palmetto Heritage Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
- 2 April 2019Merged with Biscayne Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 May 2019Merged with First South Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2020Merged with Entegra Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 February 2020Merged with Gwinnett Community Bank. Its HMDA filings count as this lender's in the competition figures.
- 4 January 2022Merged with CIT Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–1997FIRST CITIZENS BANK & TRUST CO
- 1991–2021FIRST-CITIZENS BANK & TRUST CO
- 2022–2025First Ciitizens Bank and Trust
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 64 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 29 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 49 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 28 | Record adjusted; the published value is kept in dw.lar_original |
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