Applications / Mortgage Analytics / Lenders / North Carolina / Bank of America / Data
Bank of America
Charlotte, NC · National bank · OCC · $2.6 trillion assets · 88,530 loans in 2025
Bank of America's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
88,530
loans originated, 2025
217,492
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
History
- 10 February 1970Renamed from Rock Hill National Bank to Rock Hill National Bank.
- 26 March 1971Head office moved (now in SC).
- 6 January 1975Head office moved (now in NC).
- 9 November 1976Head office moved (now in SC).
- 1 September 1978Head office moved (now in NC).
- 4 January 1983Renamed from North Carolina National Bank to NCNB National Bank of North Carolina.
- 30 June 1984Head office moved (now in SC).
- 1990First report under HMDA in the public data (which begins in 1990).
- 1 January 1992Renamed from NCNB National Bank of North Carolina to Nationsbank of North Carolina, National Association.
- 9 October 1993Merged with First American Federal Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 December 1994Renamed from Rock Hill National Bank to NationsBank of South Carolina, National Association.
- 3 January 1995Head office moved (now in NC).
- 3 January 1995Renamed from NationsBank of South Carolina, National Association to NationsBank, National Association (Carolinas).
- 29 September 1995Head office moved (now in NC).
- 29 September 1995Renamed from NationsBank, National Association (Carolinas) to NationsBank, National Association.
- 14 June 1997Merged with Boatmen S Bank of Kansas. Its HMDA filings count as this lender's in the competition figures.
- 14 June 1997Merged with Boatmen S Bank of Mid-Missouri. Its HMDA filings count as this lender's in the competition figures.
- 14 June 1997Merged with Boatmen S Bank of South Centra. Its HMDA filings count as this lender's in the competition figures.
- 14 June 1997Merged with Boatmen S Bank of Southwest MO. Its HMDA filings count as this lender's in the competition figures.
- 14 June 1997Merged with Boatmen S Bank of Troy. Its HMDA filings count as this lender's in the competition figures.
- 14 June 1997Merged with Boatmen S River Valley Bank. Its HMDA filings count as this lender's in the competition figures.
- 12 July 1997Merged with Boatmen S Bank of Southern MIS. Its HMDA filings count as this lender's in the competition figures.
- 16 August 1997Merged with Boatmen S Bank of Urbandale. Its HMDA filings count as this lender's in the competition figures.
- 16 August 1997Merged with First State Bank and Trust COM. Its HMDA filings count as this lender's in the competition figures.
- 16 August 1997Merged with First State Bank. Its HMDA filings count as this lender's in the competition figures.
- 16 August 1997Merged with Sunwest Bank of Santa FE. Its HMDA filings count as this lender's in the competition figures.
- 16 January 1998Merged with Sun World. Its HMDA filings count as this lender's in the competition figures.
- 10 July 1998Merged with Boatmen's National Bank of EL Paso. Its HMDA filings count as this lender's in the competition figures.
- 9 October 1998Merged with Community Bank of the Islands. Its HMDA filings count as this lender's in the competition figures.
- 13 November 1998Merged with Nationsbank Tennessee. Its HMDA filings count as this lender's in the competition figures.
- 5 July 1999Renamed from NationsBank, National Association to Bank of America, National Association.
- 23 July 1999Head office moved (now in NC).
- 23 July 1999Renamed from Bank of America National Trust and Savings Association to Bank of America, National Association.
- 13 June 2005Merged with Fleet National Bank. Its HMDA filings count as this lender's in the competition figures.
- 22 September 2006Merged with MBNA America Delaware. Its HMDA filings count as this lender's in the competition figures.
- 22 February 2008Merged with United States Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 17 October 2008Merged with LaSalle Bank Midwest. Its HMDA filings count as this lender's in the competition figures.
- 17 October 2008Merged with LaSalle Bank. Its HMDA filings count as this lender's in the competition figures.
- 27 April 2009Merged with Countrywide Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2009Merged with Merrill Lynch Bank USA. Its HMDA filings count as this lender's in the competition figures.
- 2 November 2009Merged with Merrill Lynch Bank & Trust Co.. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2011Merged with Merrill Lynch Credit. Its HMDA filings count as this lender's in the competition figures.
- 25 June 2012Head office moved (now in NC).
Filed under earlier names
- 1990–1991BANK OF AMERICA, N.T. & S.A.SA
- 1992–1993BANK OF AMERICA NT & SA
- 1994–1995BANK OF AMERICA,NT&SA
- 1996–1997BANK OF AMERICA, NT&SA
- 1999–2017BANK OF AMERICA, N.A.
- 2007–2016BANK OF AMERICA N.A.
- 2018–2025Bank of America NA
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (20%-<30%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 12 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (30%-<36%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 15 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (36), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (37), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (38), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (39), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (40), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (41), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (42), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 10 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (43), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (44), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 10 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (45), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (46), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (47), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 7 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (48), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (49), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (50%-60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 68 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 13 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1,383 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (20%-<30%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 16 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (30%-<36%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 20 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (36), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (37), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (38), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (39), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 7 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (40), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 4 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (41), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (42), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (43), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (44), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 8 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (45), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (46), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (47), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (48), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (49), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (50%-60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 76 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 11 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1,603 | Record adjusted; the published value is kept in dw.lar_original |
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