Applications / Mortgage Analytics / Lenders / North Carolina / Bank of America / Competition
Bank of America
Charlotte, NC · National bank · OCC · $2.6 trillion assets · 88,530 loans in 2025
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88,530
loans originated, 2025
217,492
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
Who Bank of America competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Bank of America ranks 6th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $3.79B lent: 3.3% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Bank of America ranks 9th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $3.61B lent: 2.5% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Bank of America ranks 3rd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $3.21B lent: 6.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Bank of America ranks 2nd of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $2.92B lent: 10.2% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
Bank of America ranks 8th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $1.65B lent: 3.3% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GRAND ISLAND, NE, 2025
Bank of America ranks 110th of 112 lenders in Grand Island, NE, with $25K lent: 0.0% of a $298.0M market.
Grand Island, NE is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — VALDOSTA, GA, 2025
Bank of America ranks 58th of 238 lenders in Valdosta, GA, with $2.2M lent: 0.3% of a $786.0M market.
Valdosta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — JONESBORO, AR, 2025
Bank of America ranks 72nd of 193 lenders in Jonesboro, AR, with $1.2M lent: 0.2% of a $619.8M market.
Jonesboro, AR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of America in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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