Applications / Mortgage Analytics / Lenders / Minnesota / Granite Bank / Fair lending
Granite Bank
Cold Spring, MN · State non-member bank · FDIC · $351 million assets · 2,598 loans in 2025
2,598
loans originated, 2025
3,309
applications, 2025
33
states and territories
0
gaps bigger than at similar lenders
Granite Bank did not receive enough applications from Black, Hispanic or Asian applicants in 2025 to compare its denial rates with those of similar lenders. A test needs, for that loan purpose, at least 100 decided applications from the group and from White applicants, with at least 20 of each turned down and 20 approved.
How this is calculated: the fair-lending method.