Applications / Mortgage Analytics / Lenders / Minnesota / Granite Bank / Data
Granite Bank
Cold Spring, MN · State non-member bank · FDIC · $351 million assets · 2,598 loans in 2025
Granite Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,598
loans originated, 2025
3,309
applications, 2025
33
states and territories
0
gaps bigger than at similar lenders
History
- 1990First report under HMDA in the public data (which begins in 1990).
- 26 February 1990Head office moved (now in MN).
- 1 June 2010Head office moved (now in MN).
- 15 July 2013Charter changed (FDIC class N to NM).
- 15 July 2013Renamed from The First National Bank of Cold Spring to Granite Community Bank.
- 15 July 2013Change in Primary Regulatory Agency.
- 19 March 2014Head office moved (now in MN).
- 12 December 2021Renamed from Granite Community Bank to Granite Bank.
- 23 July 2022Merged with Maple Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–2008FIRST NATIONAL BANK OF COLD SP
- 1993–2000THE FIRST NATIONAL BANK
- 1994–1996THE FIRST NATIONAL BANK OF COL
- 1997–1997THE FIRST NB OF COLD SPRINGS
- 1999–2012FIRST NATL BANK OF COLD SPRING
- 2002–2002FIRST NB OF COLD SPRING
- 2004–2004FIRST NAT'L BANK COLD SPRING
- 2006–2006FIRST NAT'L BANK OF COLD SPRIN
- 2011–2011FIRST NATL BANK COLD SPRING
- 2013–2019GRANITE COMMUNITY BANK
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
The data behind this page, and how it was built, checked and analysed in Jenner: the data product · the fair-lending method. Page generated 2026-10-23T09:03:15Z.
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