Applications / Mortgage Analytics / Lenders / California / Plaza Home Mortgage
Plaza Home Mortgage
San Diego, CA · Independent non-bank lender · CFPB · 14,594 loans in 2025
14,594
loans originated, 2025
23,886
applications, 2025
51
states and territories
1
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
14,594 loans in 2025, against a peak of 26,934 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Plaza Home Mortgage took 23,886 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
73.4% of its 2025 loans were purchase loans; 57.1% were Conventional.
Purchase 73.4% · Refinance 26.6%
Conventional 57.1% · FHA 30.8% · VA 10.2% · USDA (RHS or FSA) 1.9% · of 14,594 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
51 states, 389 metros, 1,503 counties
| State | Loans | Share |
|---|---|---|
| Texas | 1,897 | 13.0% |
| Florida | 1,239 | 8.5% |
| New York | 1,222 | 8.4% |
| California | 1,056 | 7.2% |
| Pennsylvania | 866 | 5.9% |
| Minnesota | 713 | 4.9% |
| Michigan | 555 | 3.8% |
| North Carolina | 515 | 3.5% |
| Indiana | 489 | 3.4% |
| Illinois | 475 | 3.3% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Houston-Pasadena-The Woodlands | 608 |
| New York-Jersey City-White Plains | 456 |
| Pittsburgh | 414 |
| Dallas-Plano-Irving | 340 |
| Minneapolis-St. Paul-Bloomington | 316 |
| Phoenix-Mesa-Chandler | 285 |
| Chicago-Naperville-Schaumburg | 281 |
| Warren-Troy-Farmington Hills | 270 |
| Nassau County-Suffolk County | 210 |
| Austin-Round Rock-San Marcos | 188 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JYXTZDSPJEPI44 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3897500 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7330941669 | |
| Respondent ID (the HMDA filer code before 2018) | 71710100002 | 2001–2010 |
Established 20 December 2000. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Plaza Home Mortgage's data.