Applications / Mortgage Analytics / Lenders / Virginia / Navy Federal Credit Union / Competition
Navy Federal Credit Union
Vienna, VA · Credit union · NCUA · $197 billion assets · 80,547 loans in 2025
80,547
loans originated, 2025
179,597
applications, 2025
51
states and territories
1
gaps bigger than at similar lenders
Who Navy Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Navy Federal Credit Union ranks 5th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $1.77B lent: 2.8% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Navy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
Navy Federal Credit Union ranks 5th of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $662.9M lent: 4.3% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Navy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Navy Federal Credit Union ranks 16th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $561.9M lent: 1.1% of a $52.71B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Navy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
Navy Federal Credit Union ranks 10th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $533.9M lent: 1.6% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Navy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
Navy Federal Credit Union ranks 5th of 592 lenders in Baltimore-Columbia-Towson, MD, with $451.3M lent: 2.3% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Navy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — EAGLE PASS, TX, 2025
Navy Federal Credit Union ranks 43rd of 73 lenders in Eagle Pass, TX, with $285K lent: 0.3% of a $111.3M market.
Eagle Pass, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Navy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 80% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LA CROSSE-ONALASKA, MN-WI, 2025
Navy Federal Credit Union ranks 45th of 213 lenders in La Crosse-Onalaska, MN-WI, with $4.6M lent: 0.5% of a $926.5M market.
La Crosse-Onalaska, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Navy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CASPER, WY, 2025
Navy Federal Credit Union ranks 28th of 139 lenders in Casper, WY, with $2.8M lent: 0.5% of a $516.9M market.
Casper, WY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Navy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 64% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED