Applications / Mortgage Analytics / Lenders / Virginia / Navy Federal Credit Union
Navy Federal Credit Union
Vienna, VA · Credit union · NCUA · $197 billion assets · 80,547 loans in 2025
80,547
loans originated, 2025
179,597
applications, 2025
51
states and territories
1
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
80,547 loans in 2025, against a peak of 82,022 in 2024.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Navy Federal Credit Union took 179,597 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
37.7% of its 2025 loans were purchase loans; 76.3% were Conventional.
Purchase 37.7% · Home improvement 24.8% · Other 21.5% · Refinance 16.0%
Conventional 76.3% · VA 23.7% · of 80,547 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
51 states, 410 metros, 2,456 counties
| State | Loans | Share |
|---|---|---|
| Virginia | 9,684 | 12.0% |
| Florida | 8,416 | 10.4% |
| California | 6,361 | 7.9% |
| North Carolina | 5,249 | 6.5% |
| Maryland | 5,163 | 6.4% |
| Georgia | 5,118 | 6.4% |
| Texas | 4,267 | 5.3% |
| South Carolina | 2,487 | 3.1% |
| Washington | 2,289 | 2.8% |
| Pennsylvania | 2,141 | 2.7% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Arlington-Alexandria-Reston | 4,332 |
| Virginia Beach-Chesapeake-Norfolk | 3,588 |
| Atlanta-Sandy Springs-Roswell | 2,326 |
| San Diego-Chula Vista-Carlsbad | 2,042 |
| Baltimore-Columbia-Towson | 2,015 |
| Washington | 1,825 |
| Jacksonville | 1,631 |
| Riverside-San Bernardino-Ontario | 1,529 |
| Pensacola-Ferry Pass-Brent | 1,285 |
| Phoenix-Mesa-Chandler | 1,281 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493003GQDUH26DNNH17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 617677 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 55536 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 9617677 | 2011–2017 |
Established 1 January 1947. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Navy Federal Credit Union's data.