Applications / Mortgage Analytics / Lenders / California / American Pacific Mortgage / Competition
American Pacific Mortgage
Roseville, CA · Independent non-bank lender · CFPB · 24,783 loans in 2025
24,783
loans originated, 2025
34,243
applications, 2025
50
states and territories
1
gaps bigger than at similar lenders
Who American Pacific Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
American Pacific Mortgage ranks 16th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $712.7M lent: 1.2% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Pacific Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
American Pacific Mortgage ranks 26th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $449.7M lent: 0.9% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Pacific Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
American Pacific Mortgage ranks 12th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $340.1M lent: 1.7% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Pacific Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
American Pacific Mortgage ranks 33rd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $306.1M lent: 0.6% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Pacific Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
American Pacific Mortgage ranks 56th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $267.9M lent: 0.4% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Pacific Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GETTYSBURG, PA, 2025
American Pacific Mortgage ranks 51st of 228 lenders in Gettysburg, PA, with $2.6M lent: 0.4% of a $592.1M market.
Gettysburg, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Pacific Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CHARLESTON, WV, 2025
American Pacific Mortgage ranks 63rd of 157 lenders in Charleston, WV, with $775K lent: 0.2% of a $516.1M market.
Charleston, WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Pacific Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SALISBURY, MD, 2025
American Pacific Mortgage ranks 106th of 205 lenders in Salisbury, MD, with $600K lent: 0.1% of a $577.4M market.
Salisbury, MD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Pacific Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED