Applications / Mortgage Analytics / Lenders / California / American Pacific Mortgage
American Pacific Mortgage
Roseville, CA · Independent non-bank lender · CFPB · 24,783 loans in 2025
24,783
loans originated, 2025
34,243
applications, 2025
50
states and territories
1
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
24,783 loans in 2025, against a peak of 57,225 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. American Pacific Mortgage took 34,243 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
84.7% of its 2025 loans were purchase loans; 60.8% were Conventional.
Purchase 84.7% · Refinance 15.3%
Conventional 60.8% · FHA 28.8% · VA 8.8% · USDA (RHS or FSA) 1.6% · of 24,783 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
50 states, 358 metros, 1,435 counties
| State | Loans | Share |
|---|---|---|
| California | 3,554 | 14.3% |
| Illinois | 2,402 | 9.7% |
| Texas | 1,947 | 7.9% |
| Washington | 1,911 | 7.7% |
| Florida | 1,750 | 7.1% |
| Arizona | 1,562 | 6.3% |
| Georgia | 1,405 | 5.7% |
| Oregon | 860 | 3.5% |
| Ohio | 854 | 3.4% |
| Tennessee | 854 | 3.4% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 1,563 |
| Sacramento-Roseville-Folsom | 760 |
| St. Louis | 697 |
| Phoenix-Mesa-Chandler | 649 |
| Portland-Vancouver-Hillsboro | 577 |
| Atlanta-Sandy Springs-Roswell | 543 |
| Cape Coral-Fort Myers | 437 |
| Tucson | 407 |
| Boise City | 380 |
| Dallas-Plano-Irving | 368 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KIOYNU323LVJ37 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3955754 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 77992700007 | 2004–2017 |
Established 8 March 1996. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: American Pacific Mortgage's data.