A tiny, steady book
It has reported since 1999 and has made between 12 and 25 loans a year since 2018. Its loans rose from 15 in 2024 to 19 in 2025. At that scale a handful of loans either way moves every figure.
Applications / Mortgage Analytics / Lenders / California / Universal City Studios Credit Union
Universal City Studios Credit Union
Burbank, CA · Credit union · NCUA · $71.2 million assets · 19 loans in 2025
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19
loans originated, 2025
19
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Universal City Studios Credit Union, of Burbank, California, is a very small mortgage lender, making 19 loans in 2025, mostly for home improvement.
A speck in Los Angeles
All its lending is in 3 California counties. It ranks 530 of 757 lenders in Los Angeles-Long Beach-Anaheim, a market JPMorgan Chase Bank leads with $8.87B of loans, and 691 of 707 in Riverside-San Bernardino-Ontario.
Too few loans to compare
Similar lenders are credit unions making between half and twice as many loans. With 19 loans, its loan size, rate and product mix rest on too few loans to set against theirs, and its figures for borrower income and neighborhood are not available. None of its loans was higher-priced and all were conventional.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
19 loans in 2025, against a peak of 25 in 2018.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Universal City Studios Credit Union took 19 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
89.5% of its 2025 loans were home improvement loans; all were conventional loans.
Home improvement 89.5% · Purchase 10.5%
Conventional 100.0% · of 19 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 3 metros, 3 counties
| State | Loans | Share |
|---|---|---|
| California | 19 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 15 |
| Oxnard-Thousand Oaks-Ventura | 3 |
| Riverside-San Bernardino-Ontario | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930057XF33SONJFP81 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2198 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564893 | 1999–2017 |
Established 1 January 1927. Reported under HMDA 1999-2025.
Mergers, name changes, data editions and corrections: Universal City Studios Credit Union's data.
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Universal City Studios Credit Union's data
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