Applications / Mortgage Analytics / Lenders / Pennsylvania / Tri Boro Federal Credit Union
Munhall, PA · Credit union · NCUA · $128 million assets · 115 loans in 2025
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115
loans originated, 2025
135
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Tri Boro Federal Credit Union makes small loans, mostly for purposes other than buying a home, and a third of them go to poorer neighborhoods.
Other purposes made up 47.0% of its loans, refinances 18.3%, and home improvement and purchases 17.4% each. Its typical loan was $55,000, against $105,000 at similar lenders, credit unions making between half and twice as many loans. That is smaller than at almost all of them.
Some 33.6% of its loans went to low- and moderate-income (LMI) neighborhoods, against 17.2% at similar lenders, higher than at nine in ten of them. In 2020 the share was 13.2%. Its share to LMI borrowers, 41.3% against 29.3%, was higher than at about four in five.
It made 115 loans, against 117 in 2024, while similar lenders grew 8%. It has made between 91 and 117 loans every year since 2018. Its typical rate, 6.49%, was lower than at about seven in ten similar lenders.
Its Pittsburgh share held at 0.1%, ranking 123 of 571; PNC Bank and Rocket Mortgage lead. It has lent there since at least 1990.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Tri Boro Federal Credit Union took 135 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 47.0% · Refinance 18.3% · Home improvement 17.4% · Purchase 17.4%
Conventional 100.0% · of 115 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 113 | 98.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pittsburgh | 112 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008YRTIU0FNCTY07 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 688172 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5794 | 1990–2017 |
Established 1 January 1935. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Tri Boro Federal Credit Union's data.
Tri Boro Federal Credit Union's data
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Tri Boro Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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