Applications / Mortgage Analytics / Lenders / Missouri / R-G Federal Credit Union
Raymore, MO · Credit union · NCUA · $143 million assets · 51 loans in 2025
R-G Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
51
loans originated, 2025
59
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
R-G Federal Credit Union is a small Missouri credit union whose lending goes mostly to purposes other than buying or refinancing a home.
Loans for other purposes made up 56.9% of its lending in 2025. Purchases were 25.5% and refinancings 17.6%. Its typical loan, $95,000, matched that of similar lenders, meaning credit unions making between half and twice as many loans.
It made 51 loans, up 19% from 43, while similar credit unions grew by 6% and the whole market by 10%. It has made between 31 and 82 loans a year since 2018; it filed no report for 2021. Its total of $6.9 million was near the middle of its peers.
Some 26.0% of its loans went to low- and moderate-income (LMI) neighborhoods, against 17.6% for peers and more than at about three-quarters of them. In 2020 the figure was 6.9%. The figure moves a lot from year to year: it was 32.6% in 2024.
It has lent in the Kansas City area since at least 1990, where it ranks 310 of 659 lenders. Its biggest market is non-metro Missouri, where it has lent since 1995.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. R-G Federal Credit Union took 59 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 56.9% · Purchase 25.5% · Refinance 17.6%
Conventional 94.1% · VA 5.9% · of 51 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 51 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 25 |
| Columbia | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900RWHE2VKSDDXT72 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 255882 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 511962 | 1990–2017 |
Established 1 January 1957. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: R-G Federal Credit Union's data.
R-G Federal Credit Union's data
$215
R-G Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy R-G Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]