Applications / Mortgage Analytics / Lenders / Puerto Rico / Puerto Rico Federal Credit Union / Competition
Puerto Rico Federal Credit Union
Caparra, PR · Credit union · NCUA · $182 million assets · 79 loans in 2025
Puerto Rico Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
79
loans originated, 2025
79
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Puerto Rico Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN JUAN-BAYAMÓN-CAGUAS, PR, 2025
Puerto Rico Federal Credit Union ranks 26th of 63 lenders in San Juan-Bayamón-Caguas, PR, with $14.0M lent: 0.6% of a $2.28B market.
San Juan-Bayamón-Caguas, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Puerto Rico Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 73% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — AGUADILLA, PR, 2025
Puerto Rico Federal Credit Union ranks 21st of 43 lenders in Aguadilla, PR, with $880K lent: 0.5% of a $162.6M market.
Aguadilla, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Puerto Rico Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 83% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MAYAGÜEZ, PR, 2025
Puerto Rico Federal Credit Union ranks 31st of 43 lenders in Mayagüez, PR, with $375K lent: 0.3% of a $131.8M market.
Mayagüez, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Puerto Rico Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 83% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ARECIBO, PR, 2025
Puerto Rico Federal Credit Union ranks 35th of 41 lenders in Arecibo, PR, with $270K lent: 0.3% of a $97.4M market.
Arecibo, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Puerto Rico Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 72% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO PUERTO RICO, 2025
Puerto Rico Federal Credit Union ranks 42nd of 43 lenders in non-metro Puerto Rico, with $45K lent: 0.1% of a $63.9M market.
non-metro Puerto Rico is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Puerto Rico Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 77% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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