Applications / Mortgage Analytics / Lenders / Pennsylvania / Jim Thorpe Neighborhood Bank
Jim Thorpe, PA · State member bank · FRS · $260 million assets · 69 loans in 2025
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69
loans originated, 2025
76
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Jim Thorpe Neighborhood Bank lends small sums, and far more of them than at similar banks go to poorer borrowers and neighborhoods.
In 2025, 39.1% of its loans went to low- and moderate-income (LMI) neighborhoods, against 17.5% at similar lenders (state member banks making between half and twice as many loans), more than nine in ten of them. LMI borrowers took 36.4%, against 26.6%. Five years before, the neighborhood share was 22.6%.
Its typical loan was $105,000, against $175,000 at similar lenders, among the lowest tenth. Home improvements made up 23.2% of its loans and other purposes 21.7%, both usually smaller than purchase loans. Purchases were 37.7%.
It made 69 loans in 2025, down 10% from 77, while similar lenders grew 9% and the whole market 10%. It made 102 five years before and 112 in 2022. It has lent in Allentown-Bethlehem-Easton since at least 1990 and ranks 118 of 521 lenders there, a market CrossCountry Mortgage leads.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Jim Thorpe Neighborhood Bank took 76 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 37.7% · Home improvement 23.2% · Other 21.7% · Refinance 17.4%
Conventional 100.0% · of 69 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 69 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Allentown-Bethlehem-Easton | 54 |
| Scranton--Wilkes-Barre | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300RNPYOEZNJPTF08 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 920210 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 16534 | 1990–2012 |
| Respondent ID (the HMDA filer code before 2018) | 2920210 | 2013–2017 |
Established 25 August 1902. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Jim Thorpe Neighborhood Bank's data.
Jim Thorpe Neighborhood Bank's data
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Jim Thorpe Neighborhood Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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