Mostly refinancing
Refinances made up 86.0% of its loans and purchases 14.0%. All were conventional and none was for a manufactured home. No incomes are shown for its borrowers, so its lending to lower-income borrowers cannot be measured.
Applications / Mortgage Analytics / Lenders / California / CoreVest American Finance Lender
CoreVest American Finance Lender
Irvine, CA · Non-bank or government lender · CFPB · 449 loans in 2025
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449
loans originated, 2025
1,032
applications, 2025
36
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
CoreVest American Finance Lender is mainly a refinance lender, spread thinly across 36 states, and its loans rose 39% in 2025, faster than at most similar lenders.
Faster growth than its peers
It made 449 loans, up 39% from 324, faster than at about four in five similar lenders, which grew 14%; the whole market grew 10%. Similar lenders here are non-bank or government lenders making between half and twice as many loans. Its count swings: 689 in 2019, 178 in 2023.
Poorer and minority neighborhoods
It made 45.5% of its loans in low- and moderate-income neighborhoods, against 18.7% at similar lenders, more than at nine in ten of them. Half its loans, 50.6%, were in majority-minority neighborhoods, against 31.3% at peers.
Wide and thin
It lent in 114 metro areas, with Florida its main state. In 2025 it entered Midland, Texas, Gainesville, Georgia, and Tallahassee, Florida. Its loans reached 188 counties.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
449 loans in 2025, against a peak of 689 in 2019.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. CoreVest American Finance Lender took 1,032 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
86.0% of its 2025 loans were refinance loans; all were conventional loans.
Refinance 86.0% · Purchase 14.0%
Conventional 100.0% · of 449 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
36 states, 114 metros, 188 counties
| State | Loans | Share |
|---|---|---|
| Florida | 41 | 9.1% |
| Texas | 41 | 9.1% |
| Ohio | 38 | 8.5% |
| Georgia | 36 | 8.0% |
| Tennessee | 27 | 6.0% |
| California | 24 | 5.3% |
| New Jersey | 22 | 4.9% |
| New York | 22 | 4.9% |
| Missouri | 21 | 4.7% |
| Pennsylvania | 20 | 4.5% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Cleveland | 25 |
| Dallas-Plano-Irving | 20 |
| Kansas City | 20 |
| Tallahassee | 20 |
| Nashville-Davidson--Murfreesboro--Franklin | 14 |
| Detroit-Dearborn-Livonia | 12 |
| New York-Jersey City-White Plains | 10 |
| Washington | 10 |
| Allentown-Bethlehem-Easton | 9 |
| Houston-Pasadena-The Woodlands | 9 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300MQEDQYDJR8CP22 | 2018–2025 |
Established 4 October 2013. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: CoreVest American Finance Lender's data.
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