Applications / Mortgage Analytics / Lenders / Missouri / Conservation Employees Credit Union
Jefferson City, MO · Credit union · NCUA · $188 million assets · 26 loans in 2025
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26
loans originated, 2025
33
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Conservation Employees Credit Union is a small Missouri credit union that made 26 home loans in 2025, a few more than the year before, all in one state.
Its 26 loans compare with 30 at the middle of similar lenders, credit unions making between half and twice as many loans, a group of 310. It made 21 loans in 2024 and 25 in 2023. With so few loans, its shares of lending to particular borrowers, neighborhoods or products are too small to read much into.
It filed no report for 2020, 2021 or 2022. Since 2020 lenders making few closed-end loans need not always report, so those years are gaps in the record, not years without lending. It made 46 loans in 2018 and 20 in 2019, and first reported in 2004.
It lent in 17 counties and four metros, all in Missouri. In Jefferson City, its home, it ranks 71 of 189 lenders, behind Flat Branch Mortgage and The Central Trust Bank. In non-metro Missouri it ranks 243 of 640. It also makes a few loans in Kansas City, Springfield and Columbia.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Conservation Employees Credit Union took 33 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 53.8% · Refinance 46.2%
Conventional 100.0% · of 26 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 26 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Jefferson City | 6 |
| Kansas City | 2 |
| Columbia | 1 |
| Springfield | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900L4QQHFA6KR4D05 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 386692 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564199 | 2004–2017 |
Established 1 January 1955. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Conservation Employees Credit Union's data.
Conservation Employees Credit Union's data
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Conservation Employees Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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