Applications / Mortgage Analytics / Lenders / California / Winprime Lending
Los Angeles, CA · Independent non-bank lender · CFPB · 63 loans in 2025
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63
loans originated, 2025
120
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Winprime Lending, a Los Angeles mortgage company, made just 63 loans in 2025, a sliver of the 1,666 it made in 2020, and most of them went to majority-minority neighborhoods.
Its loans peaked at 1,666 in 2020 and fell to 49 by 2024. In 2025 they rose 29% to 63, while the typical similar lender's fell 4%; its growth was faster than at about four in five of them. Similar lenders here are independent mortgage companies making between half and twice as many loans.
Home purchases made up 65.1% of its loans and refinances the rest. Its typical loan was $515,000, against $275,000 at similar lenders, larger than at nine in ten of them. All its lending is in California, led by Los Angeles.
Loans insured by the Federal Housing Administration (FHA) made up 28.6% of its loans, against 7.4% at similar lenders and double its own 14.3% of 2024. With only 63 loans, a few FHA loans more or less move that share a long way.
It made 87.3% of its loans in majority-minority neighborhoods, against 31.1% at similar lenders, and up from 77.9% five years before. Its lending is concentrated in Los Angeles and Riverside-San Bernardino-Ontario, and the make-up of those markets may explain much of the difference.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Winprime Lending took 120 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 65.1% · Refinance 34.9%
Conventional 71.4% · FHA 28.6% · of 63 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 63 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 34 |
| Riverside-San Bernardino-Ontario | 18 |
| Oxnard-Thousand Oaks-Ventura | 3 |
| Anaheim-Santa Ana-Irvine | 2 |
| Bakersfield-Delano | 2 |
| Oakland-Fremont-Berkeley | 2 |
| Napa | 1 |
| San Jose-Sunnyvale-Santa Clara | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LU20D3H1812W20 | 2018–2025 |
Established 15 June 2009. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: Winprime Lending's data.
Winprime Lending's data
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Winprime Lending and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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