Applications / Mortgage Analytics / Lenders / California / Vista Point Mortgage / Competition
Vista Point Mortgage
Irvine, CA · Non-bank or government lender · CFPB · 2,086 loans in 2025
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2,086
loans originated, 2025
3,372
applications, 2025
44
states and territories
0
gaps bigger than at similar lenders
Who Vista Point Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Vista Point Mortgage ranks 59th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $376.9M lent: 0.3% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Vista Point Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Vista Point Mortgage ranks 116th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $82.5M lent: 0.2% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Vista Point Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
Vista Point Mortgage ranks 111th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $55.6M lent: 0.2% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Vista Point Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
Vista Point Mortgage ranks 149th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $38.4M lent: 0.1% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Vista Point Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Vista Point Mortgage ranks 162nd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $35.1M lent: 0.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Vista Point Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO GEORGIA, 2025
Vista Point Mortgage ranks 270th of 683 lenders in non-metro Georgia, with $3.9M lent: 0.0% of a $8.64B market.
non-metro Georgia is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Vista Point Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CLEVELAND, TN, 2025
Vista Point Mortgage ranks 54th of 258 lenders in Cleveland, TN, with $3.0M lent: 0.4% of a $751.0M market.
Cleveland, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Vista Point Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — URBAN HONOLULU, HI, 2025
Vista Point Mortgage ranks 146th of 223 lenders in Urban Honolulu, HI, with $2.3M lent: 0.0% of a $8.07B market.
Urban Honolulu, HI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Vista Point Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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