Applications / Mortgage Analytics / Lenders / Florida / USF Credit Union / Competition
USF Credit Union
Temple Terrace, FL · Credit union · NCUA · $1.4 billion assets · 324 loans in 2025
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324
loans originated, 2025
682
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who USF Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
USF Credit Union ranks 107th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $51.5M lent: 0.2% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USF Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
USF Credit Union ranks 300th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $5.3M lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USF Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
USF Credit Union ranks 223rd of 811 lenders in North Port-Bradenton-Sarasota, FL, with $5.0M lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USF Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
USF Credit Union ranks 539th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $2.2M lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USF Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — TALLAHASSEE, FL, 2025
USF Credit Union ranks 168th of 372 lenders in Tallahassee, FL, with $900K lent: 0.1% of a $1.71B market.
Tallahassee, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and USF Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO FLORIDA, 2025
USF Credit Union ranks 481st of 564 lenders in non-metro Florida, with $310K lent: 0.0% of a $3.36B market.
non-metro Florida is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and USF Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WILDWOOD-THE VILLAGES, FL, 2025
USF Credit Union ranks 196th of 451 lenders in Wildwood-The Villages, FL, with $715K lent: 0.0% of a $1.68B market.
Wildwood-The Villages, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and USF Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PORT ST. LUCIE, FL, 2025
USF Credit Union ranks 523rd of 559 lenders in Port St. Lucie, FL, with $165K lent: 0.0% of a $4.88B market.
Port St. Lucie, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and USF Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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