Applications / Mortgage Analytics / Lenders / Tennessee / United Southeast Federal Credit Union
Bristol, TN · Credit union · NCUA · $251 million assets · 25 loans in 2025
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25
loans originated, 2025
32
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
United Southeast Federal Credit Union, of Bristol, Tennessee, is a very small mortgage lender: it made 25 loans in 2025, too few to compare closely with other credit unions.
The credit union has reported mortgage lending since 1990, and in 1999 it merged with Bristol Federal Credit Union. It filed no report from 2018 to 2022. Those years are gaps in the record, not years without lending. It made 26 loans in 2023, 15 in 2024 and 25 in 2025.
Its main market is Kingsport-Bristol, where it ranks 76 of 324 lenders and its share rose from 0.1% to 0.2%. Eastman Credit Union leads there, lending $235.3M. The credit union lends in 8 counties across 2 states, mostly in Virginia.
Similar lenders are credit unions making between half and twice as many loans, and there are 305 of them. With 25 loans, its typical rate, loan size and mix of borrowers rest on too few loans to set against theirs. A year or two of steady reporting would say more about what kind of lender it is.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. United Southeast Federal Credit Union took 32 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 56.0% · Purchase 44.0%
Conventional 100.0% · of 25 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Virginia | 18 | 72.0% |
| Tennessee | 7 | 28.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kingsport-Bristol | 17 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ELHXETOZMAKX33 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 11471 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 54714 | 1990–2016 |
Established 1 January 1941. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: United Southeast Federal Credit Union's data.
United Southeast Federal Credit Union's data
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United Southeast Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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