Applications / Mortgage Analytics / Lenders / Georgia / United Premier Funding
Duluth, GA · Independent non-bank lender · CFPB · 77 loans in 2025
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77
loans originated, 2025
84
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
United Premier Funding, an independent non-bank lender in Duluth, Georgia, makes only conventional home loans, and far fewer of them than at its peak.
Every one of its 77 loans in 2025 was conventional. The typical similar lender (an independent non-bank lender making between half and twice as many loans) had 13.0% of its loans insured by the Federal Housing Administration; it had none. Purchases were 62.3% of its loans and refinances 37.7%, with no manufactured homes.
It made 467 loans in 2021, 55 in 2023 and 77 in 2025, about as many as the 78 of 2024. Its loans fell 1%, while the typical peer's fell 3% and the whole market's rose 10%.
It lends in 7 states and 17 metros. In Atlanta, its largest market, it ranks 324 of 892 lenders. In Nashville, Charlotte, Knoxville and Raleigh its share rounds to 0.0%, and United Wholesale Mortgage or Mortgage Investors Group leads each of them.
Its typical loan was $345,000, against $285,000 at similar lenders. It made 39.0% of its loans in neighborhoods where most residents belong to minority groups, against 26.2% at the typical peer, though on 77 loans neither gap means much.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. United Premier Funding took 84 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 62.3% · Refinance 37.7%
Conventional 100.0% · of 77 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 33 | 42.9% |
| North Carolina | 20 | 26.0% |
| Tennessee | 16 | 20.8% |
| Florida | 5 | 6.5% |
| Alabama | 1 | 1.3% |
| Louisiana | 1 | 1.3% |
| Pennsylvania | 1 | 1.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Atlanta-Sandy Springs-Roswell | 28 |
| Nashville-Davidson--Murfreesboro--Franklin | 10 |
| Charlotte-Concord-Gastonia | 7 |
| Raleigh-Cary | 7 |
| Knoxville | 6 |
| Orlando-Kissimmee-Sanford | 5 |
| Greenville | 2 |
| Marietta | 2 |
| Winston-Salem | 2 |
| Athens-Clarke County | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007PAE4JN4B5BX31 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 5019315 | 2016–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7452965086 |
Established 8 August 2011. Reported under HMDA 2015-2025.
Mergers, name changes, data editions and corrections: United Premier Funding's data.
United Premier Funding's data
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United Premier Funding and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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