Applications / Mortgage Analytics / Lenders / Michigan / United Bank of Michigan / Competition
United Bank of Michigan
Grand Rapids, MI · State non-member bank · FDIC · $1.1 billion assets · 345 loans in 2025
United Bank of Michigan's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
345
loans originated, 2025
504
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who United Bank of Michigan competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
United Bank of Michigan ranks 18th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $72.2M lent: 1.0% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MICHIGAN, 2025
United Bank of Michigan ranks 66th of 606 lenders in non-metro Michigan, with $23.4M lent: 0.3% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MUSKEGON-NORTON SHORES, MI, 2025
United Bank of Michigan ranks 60th of 233 lenders in Muskegon-Norton Shores, MI, with $2.2M lent: 0.2% of a $964.1M market.
Muskegon-Norton Shores, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — KALAMAZOO-PORTAGE, MI, 2025
United Bank of Michigan ranks 104th of 281 lenders in Kalamazoo-Portage, MI, with $1.1M lent: 0.1% of a $1.29B market.
Kalamazoo-Portage, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DETROIT-WARREN-DEARBORN, MI, 2025
United Bank of Michigan ranks 400th of 599 lenders in Detroit-Warren-Dearborn, MI, with $915K lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NILES, MI, 2025
United Bank of Michigan ranks 246th of 283 lenders in Niles, MI, with $155K lent: 0.0% of a $941.6M market.
Niles, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MIDLAND, MI, 2025
United Bank of Michigan ranks 66th of 175 lenders in Midland, MI, with $615K lent: 0.2% of a $360.1M market.
Midland, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SOUTH BEND-MISHAWAKA, IN-MI, 2025
United Bank of Michigan ranks 294th of 335 lenders in South Bend-Mishawaka, IN-MI, with $185K lent: 0.0% of a $1.71B market.
South Bend-Mishawaka, IN-MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Bank of Michigan in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
United Bank of Michigan's data
$215
United Bank of Michigan and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy United Bank of Michigan's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]