Applications / Mortgage Analytics / Lenders / Missouri / UNICO Bank / Competition
UNICO Bank
Mineral Point, MO · State non-member bank · FDIC · $505 million assets · 135 loans in 2025
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135
loans originated, 2025
150
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who UNICO Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO MISSOURI, 2025
UNICO Bank ranks 96th of 640 lenders in non-metro Missouri, with $11.7M lent: 0.2% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UNICO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ARKANSAS, 2025
UNICO Bank ranks 83rd of 459 lenders in non-metro Arkansas, with $8.8M lent: 0.3% of a $3.36B market.
non-metro Arkansas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UNICO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — JONESBORO, AR, 2025
UNICO Bank ranks 42nd of 193 lenders in Jonesboro, AR, with $3.3M lent: 0.5% of a $619.8M market.
Jonesboro, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UNICO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CAPE GIRARDEAU, IL-MO, 2025
UNICO Bank ranks 62nd of 157 lenders in Cape Girardeau, IL-MO, with $725K lent: 0.2% of a $401.7M market.
Cape Girardeau, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UNICO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ST. LOUIS, IL-MO, 2025
UNICO Bank ranks 635th of 637 lenders in St. Louis, IL-MO, with $25K lent: 0.0% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UNICO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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UNICO Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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