Applications / Mortgage Analytics / Lenders / Pennsylvania / UFCW Community Federal Credit Union
Wyoming, PA · Credit union · NCUA · $171 million assets · 30 loans in 2025
UFCW Community Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
30
loans originated, 2025
30
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
UFCW Community Federal Credit Union is a small lender confined to the Scranton and Wilkes-Barre area, and it made 30 loans in 2025, up from 20 the year before.
Its loans rose to 30 from 20 in 2024, while similar lenders, credit unions making between half and twice as many loans, typically made 3% fewer. It filed no reports from 2020 to 2022; those are gaps in the record, not years without lending. With so few loans, a handful more or fewer moves the count a long way, so the rise is too small to read much into.
Home improvement accounted for 40.0% of its loans and purchases for 30.0%, with refinances and other purposes making up the rest. Every loan was conventional, without a government guarantee. Its typical loan, $85,000, was a little below the $95,000 at similar lenders, in keeping with a lender of improvement loans.
It first reported in Scranton and Wilkes-Barre in 1990 and lends in only 3 counties. It held 0.1% of that market in 2025, the same as in 2024, ranking 105th of 395 lenders. Rocket Mortgage led the market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. UFCW Community Federal Credit Union took 30 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 40.0% · Purchase 30.0% · Refinance 20.0% · Other 10.0%
Conventional 100.0% · of 30 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 30 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Scranton--Wilkes-Barre | 30 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549001CXZMOEGURA883 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 811185 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 510973 | 1990–2017 |
Established 1 January 1956. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: UFCW Community Federal Credit Union's data.
UFCW Community Federal Credit Union's data
$215
UFCW Community Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy UFCW Community Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]