Applications / Mortgage Analytics / Lenders / Tennessee / TriStar Bank
Dickson, TN · State non-member bank · FDIC · $540 million assets · 136 loans in 2025
TriStar Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
136
loans originated, 2025
166
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
TriStar Bank, a bank in Dickson, Tennessee, makes more government-backed loans than nearly all similar banks and lends more in poorer neighborhoods than most of them.
Loans insured by the Federal Housing Administration (FHA) made up 9.6% of its lending, against none at the typical peer, a state non-member bank making between half and twice as many loans. That is more than at nearly all of them. It also made loans guaranteed by the Department of Veterans Affairs and by the Department of Agriculture's Rural Housing Service, 1.5% each.
Low- and moderate-income (LMI) neighborhoods received 33.3% of its loans, against 17.5% at peers, more than at over four in five of them. LMI borrowers took 31.8%, against 28.0%. Its share of LMI borrowers has risen from 26.6% five years before.
Its loans rose 2% to 136, against 9% for peers and 10% for the whole market. That is far below the 426 it made in 2020. In Nashville, its largest metro market, its share held at 0.2%, where it ranks 121 of 821 lenders. Purchases made up 61.0% of its loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. TriStar Bank took 166 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 61.0% · Refinance 27.2% · Other 8.1% · Home improvement 3.7%
Conventional 87.5% · FHA 9.6% · USDA (RHS or FSA) 1.5% · VA 1.5% · of 136 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 136 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | 118 |
| Knoxville | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LTKCJV903ZQR25 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2871099 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 335417 | 2002–2017 |
Established 1 January 2000. Reported under HMDA 2002-2025.
Mergers, name changes, data editions and corrections: TriStar Bank's data.
TriStar Bank's data
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TriStar Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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