Applications / Mortgage Analytics / Lenders / Arkansas / Today's Bank
Huntsville, AR · State non-member bank · FDIC · $351 million assets · 20 loans in 2025
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20
loans originated, 2025
26
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Today's Bank, a northwest Arkansas bank, is an occasional mortgage lender whose yearly count of home loans swings widely and fell to 20 in 2025.
It made 75 loans in 2018 and 54 in 2019, then filed no reports for 2020 to 2022; since 2020 a bank making fewer than 100 such loans a year need not report, so those years are a gap in the record, not years without lending. It reported 25 loans in 2023, 58 in 2024 and 20 in 2025. That last fall, of 66%, was steeper than the 13% fall at similar lenders (state non-member banks making between half and twice as many loans).
Twenty loans are too few to say much about whom it lends to or what it charges. Shares of borrowers, neighborhoods or loan types built on so small a base can swing by several points on two or three loans, so none is drawn on here.
Counting the filings of First Savings of Arkansas, which it absorbed in 1991, it has lent in Fort Smith since 1990; Arvest Bank and Firstar Bank lead that market. Its lending spans 10 counties in 3 states, with Arkansas the main one. The bank took its present name in 2014, having been First State Bank of Northwest Arkansas, and merged with Allied Bank in 2016.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Today's Bank took 26 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 70.0% · Refinance 15.0% · Home improvement 10.0% · Other 5.0%
Conventional 100.0% · of 20 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 18 | 90.0% |
| Missouri | 1 | 5.0% |
| Oklahoma | 1 | 5.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fayetteville-Springdale-Rogers | 11 |
| Fort Smith | 3 |
| Little Rock-North Little Rock-Conway | 2 |
| Joplin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900H07R1I9HDMFT89 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1879016 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 333470 | 2003–2017 |
Established 26 July 1991. Reported under HMDA 2003-2025.
Mergers, name changes, data editions and corrections: Today's Bank's data.
Today's Bank's data
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