Applications / Mortgage Analytics / Lenders / Tennessee / tnConnect Credit Union
Knoxville, TN · Credit union · NCUA · $86.0 million assets · 31 loans in 2025
tnConnect Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
31
loans originated, 2025
43
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
tnConnect Credit Union, a small Knoxville credit union, made no home-purchase loans in 2025: nearly all its loans were for home improvement or other purposes.
Of its 31 loans in 2025, 64.5% were for other purposes and 32.3% for home improvement. Refinancing made up 3.2%, and it made no purchase loans. All of its lending was conventional, with no government-backed loans and no manufactured homes.
Its typical loan was $55,000, the same as a year earlier and five years earlier. Similar lenders, credit unions making between half and twice as many loans, typically lent $95,000, and only about one in twenty made smaller loans than tnConnect Credit Union. Small sums are what home-improvement and other-purpose loans would be expected to involve.
It made 31 loans in 2025, against 32 in 2024, a fall of 3% that matches the 2% fall at similar lenders. Its share of loans to low- and moderate-income borrowers, 29.0%, was close to the peers' 31.6%, though on so few loans the figure should not be pressed hard.
It has lent in Knoxville since 1992, its first year in the data, and works in 7 counties of Tennessee. Mortgage Investors Group, United Wholesale Mortgage and Rocket Mortgage lead the Knoxville market; ORNL Federal Credit Union, fourth, is the only credit union among the top five.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. tnConnect Credit Union took 43 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 64.5% · Home improvement 32.3% · Refinance 3.2%
Conventional 100.0% · of 31 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 31 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Knoxville | 23 |
| Morristown | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900E8KW1VR97KFU45 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 274098 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 567666 | 1992–2017 |
Established 1 January 1924. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: tnConnect Credit Union's data.
tnConnect Credit Union's data
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tnConnect Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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