Applications / Mortgage Analytics / Lenders / Pennsylvania / Tioga-Franklin Savings Bank
Philadelphia, PA · Depository institution · FDIC · 3 loans in 2025
Tioga-Franklin Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
3
loans originated, 2025
4
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Tioga-Franklin Savings Bank, a Philadelphia savings bank, is among the smallest of similar lenders, and its home lending shrank to a handful of loans in 2025.
It made 3 loans in 2025, worth $905,000 in all, against 26 in 2024 and 29 in 2023. Similar lenders, banks and savings institutions making between an eighth and eight times as many loans, also made fewer loans, 30% fewer at the typical one, though the whole market grew 10%. Its record covers only three years, too short to say whether 2025 was a pause or a lasting retreat from home lending.
Three loans cannot show what kind of lender it is. One went to a home purchase, one to home improvement and one to another purpose. Even its 2024 total falls short of the thirty or so loans needed before shares of borrowers, neighborhoods or loan types mean much, so none is drawn on here.
Its lending sits in 2 counties in 2 states, centered on Philadelphia-Camden-Wilmington, where it has lent since 2023. That market is large and crowded: 784 lenders, led by CrossCountry Mortgage, Rocket Mortgage and United Wholesale Mortgage. The leader alone made $2.00B of loans there, so at its present size the bank is a minor presence.
Similar lenders: lenders of the same broad kind (banks and savings institutions, credit unions or non-banks), originations between an eighth and eight times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Tioga-Franklin Savings Bank took 4 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 33.3% · Other 33.3% · Purchase 33.3%
Conventional 100.0% · of 3 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 2 | 66.7% |
| New Jersey | 1 | 33.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Philadelphia | 2 |
| Camden | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 98450057E3K708X9HP12 | 2023–2025 |
Established 1 January 1873. Reported under HMDA 2024-2025.
Mergers, name changes, data editions and corrections: Tioga-Franklin Savings Bank's data.
Tioga-Franklin Savings Bank's data
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Tioga-Franklin Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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