Applications / Mortgage Analytics / Lenders / West Virginia / The Poca Valley Bank / Competition
The Poca Valley Bank
Walton, WV · State non-member bank · FDIC · $649 million assets · 284 loans in 2025
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284
loans originated, 2025
393
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who The Poca Valley Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO WEST VIRGINIA, 2025
The Poca Valley Bank ranks 19th of 299 lenders in non-metro West Virginia, with $20.3M lent: 1.4% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Poca Valley Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHARLESTON, WV, 2025
The Poca Valley Bank ranks 6th of 157 lenders in Charleston, WV, with $19.1M lent: 3.7% of a $516.1M market.
Charleston, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Poca Valley Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HUNTINGTON-ASHLAND, KY-OH-WV, 2025
The Poca Valley Bank ranks 29th of 237 lenders in Huntington-Ashland, KY-OH-WV, with $10.5M lent: 0.9% of a $1.12B market.
Huntington-Ashland, KY-OH-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Poca Valley Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BECKLEY, WV, 2025
The Poca Valley Bank ranks 38th of 137 lenders in Beckley, WV, with $1.2M lent: 0.4% of a $270.2M market.
Beckley, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Poca Valley Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PARKERSBURG-VIENNA, WV, 2025
The Poca Valley Bank ranks 46th of 111 lenders in Parkersburg-Vienna, WV, with $755K lent: 0.4% of a $214.9M market.
Parkersburg-Vienna, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Poca Valley Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO OHIO, 2025
The Poca Valley Bank ranks 386th of 592 lenders in non-metro Ohio, with $545K lent: 0.0% of a $6.94B market.
non-metro Ohio is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Poca Valley Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MORGANTOWN, WV, 2025
The Poca Valley Bank ranks 90th of 173 lenders in Morgantown, WV, with $540K lent: 0.1% of a $601.2M market.
Morgantown, WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Poca Valley Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Poca Valley Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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