Applications / Mortgage Analytics / Lenders / Puerto Rico / The Moneyhouse / Competition
The Moneyhouse
San Juan, PR · Independent non-bank lender · CFPB · 1,250 loans in 2025
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1,250
loans originated, 2025
1,608
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who The Moneyhouse competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN JUAN-BAYAMÓN-CAGUAS, PR, 2025
The Moneyhouse ranks 5th of 63 lenders in San Juan-Bayamón-Caguas, PR, with $143.9M lent: 6.3% of a $2.28B market.
San Juan-Bayamón-Caguas, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Moneyhouse in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 72% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PONCE, PR, 2025
The Moneyhouse ranks 1st of 40 lenders in Ponce, PR, with $22.1M lent: 22.2% of a $99.3M market.
Ponce, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Moneyhouse in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 89% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MAYAGÜEZ, PR, 2025
The Moneyhouse ranks 3rd of 43 lenders in Mayagüez, PR, with $13.2M lent: 10.1% of a $131.8M market.
Mayagüez, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Moneyhouse in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 82% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO PUERTO RICO, 2025
The Moneyhouse ranks 2nd of 43 lenders in non-metro Puerto Rico, with $8.7M lent: 13.7% of a $63.9M market.
non-metro Puerto Rico is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Moneyhouse in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 77% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ARECIBO, PR, 2025
The Moneyhouse ranks 5th of 41 lenders in Arecibo, PR, with $4.1M lent: 4.2% of a $97.4M market.
Arecibo, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Moneyhouse in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 71% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — OCALA, FL, 2025
The Moneyhouse ranks 403rd of 536 lenders in Ocala, FL, with $285K lent: 0.0% of a $2.98B market.
Ocala, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Moneyhouse in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — AGUADILLA, PR, 2025
The Moneyhouse ranks 11th of 43 lenders in Aguadilla, PR, with $3.5M lent: 2.1% of a $162.6M market.
Aguadilla, PR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Moneyhouse in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 84% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — GUAYAMA, PR, 2025
The Moneyhouse ranks 3rd of 28 lenders in Guayama, PR, with $3.1M lent: 10.5% of a $30.0M market.
Guayama, PR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Moneyhouse in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 78% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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