Applications / Mortgage Analytics / Lenders / Missouri / The Maries County Bank
Vienna, MO · State non-member bank · FDIC · $607 million assets · 204 loans in 2025
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204
loans originated, 2025
268
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Maries County Bank is a small-loan lender in Missouri whose borrowers are more often of modest means than at nine in ten similar banks.
Similar lenders here are state non-member banks making between half and twice as many loans. The bank's typical loan of $115,000 is lower than at about five in six of them, where the typical loan is $175,000. Low- and moderate-income (LMI) borrowers took 40.9% of its loans, against 27.9% at peers, a higher share than at about nine in ten.
Manufactured homes made up 11.8% of its loans, against 2.8% at peers. Like its peers, it made only conventional loans, with no government-backed lending. Purchases were 47.5% of its loans and refinances 37.7%.
All its lending is in Missouri, across 23 counties, and its largest market is non-metro Missouri. That may explain why only 11.3% of its loans went to LMI neighborhoods, against 17.4% at peers, and why none went to majority-minority neighborhoods: few such neighborhoods may lie where it lends.
Its 204 loans were 6% more than in 2024, a little behind the 10% growth of both peers and the whole market. It has made between 152 and 225 loans a year since 2018. In Jefferson City, where Flat Branch Mortgage leads, it ranks 36 of 189 and its share slipped from 0.5% to 0.4%; a few loans can move a share that small.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Maries County Bank took 268 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 47.5% · Refinance 37.7% · Home improvement 9.3% · Other 5.4%
Conventional 100.0% · of 204 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 204 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Jefferson City | 18 |
| St. Louis | 7 |
| Kansas City | 5 |
| Columbia | 2 |
| Springfield | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900NAWIBILTM7ZJ36 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 441359 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 38576 | 2005–2017 |
Established 17 August 1900. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: The Maries County Bank's data.
The Maries County Bank's data
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The Maries County Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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