Applications / Mortgage Analytics / Lenders / Illinois / The Harvard State Bank / Competition
The Harvard State Bank
Harvard, IL · State non-member bank · FDIC · $328 million assets · 29 loans in 2025
The Harvard State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
29
loans originated, 2025
36
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who The Harvard State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO WISCONSIN, 2025
The Harvard State Bank ranks 98th of 659 lenders in non-metro Wisconsin, with $18.0M lent: 0.2% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Harvard State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
The Harvard State Bank ranks 419th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $6.1M lent: 0.0% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Harvard State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MILWAUKEE-WAUKESHA, WI, 2025
The Harvard State Bank ranks 385th of 510 lenders in Milwaukee-Waukesha, WI, with $505K lent: 0.0% of a $10.55B market.
Milwaukee-Waukesha, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Harvard State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO ILLINOIS, 2025
The Harvard State Bank ranks 392nd of 572 lenders in non-metro Illinois, with $405K lent: 0.0% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Harvard State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ROCKFORD, IL, 2025
The Harvard State Bank ranks 207th of 302 lenders in Rockford, IL, with $325K lent: 0.0% of a $1.24B market.
Rockford, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Harvard State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — RACINE-MOUNT PLEASANT, WI, 2025
The Harvard State Bank ranks 270th of 285 lenders in Racine-Mount Pleasant, WI, with $125K lent: 0.0% of a $1.15B market.
Racine-Mount Pleasant, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Harvard State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JANESVILLE-BELOIT, WI, 2025
The Harvard State Bank ranks 195th of 264 lenders in Janesville-Beloit, WI, with $255K lent: 0.0% of a $977.9M market.
Janesville-Beloit, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Harvard State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Harvard State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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