Applications / Mortgage Analytics / Lenders / Missouri / The Hamilton Bank
Hamilton, MO · State non-member bank · FDIC · $112 million assets · 24 loans in 2025
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24
loans originated, 2025
32
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Hamilton Bank is a very small Missouri lender: it made 24 loans in 2025, fewer than about four in five similar lenders.
Its typical loan, $65,000 against $175,000, was smaller than at almost every similar lender, meaning state non-member banks making between half and twice as many loans. Refinances made up 54.2% of its loans and purchases 37.5%. All were conventional. With so few loans, most of its shares are too small to read much into.
It made 24 loans in 2025, down from 39 in 2024, a fall of 38%. Similar lenders fell 7%, while the whole market grew 10%. On so few loans, a handful either way moves the figure a long way. It made 28 in 2023 and 50 in 2018. It filed no report for 2020 to 2022, when banks with fewer than 100 closed-end loans need not report; those are gaps in the record, not years without lending.
All its lending is in Missouri, across five counties. It first reported in 2004 and has lent in the Kansas City metro area since then, ranking 332 of 659 lenders there. Its share in each of its markets is too small to register.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. The Hamilton Bank took 32 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 54.2% · Purchase 37.5% · Home improvement 8.3%
Conventional 100.0% · of 24 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 24 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 15 |
| St. Joseph | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549001ZKSRACE7NQQ84 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 723550 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 315606 | 2004–2017 |
Established 11 June 1938. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: The Hamilton Bank's data.
The Hamilton Bank's data
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The Hamilton Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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