Applications / Mortgage Analytics / Lenders / West Virginia / The First National Bank of Peterstown
Peterstown, WV · National bank · OCC · $84.1 million assets · 24 loans in 2025
The First National Bank of Peterstown's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
24
loans originated, 2025
33
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The First National Bank of Peterstown, a small West Virginia bank, made 24 home loans in 2025, mostly refinances and mostly small.
Its loans fell 17%, from 29 to 24, while similar lenders, national banks making between half and twice as many loans, saw a fall of 14% and the whole market grew 10%. Its typical loan is $95,000, about half the $192,500 at similar lenders and smaller than at more than nine in ten of them. With so few loans, small changes in any share mean little.
Refinances made up 58.3% of its loans and purchases 37.5%. Every loan was conventional, and none was a jumbo loan (one larger than the conforming limit). It filed no report for 2020 or 2021, a gap in the record rather than years without lending.
Its largest market is non-metro West Virginia, where it ranks 103 of 299 lenders. Across the border it ranks 71 of 233 in Blacksburg-Christiansburg-Radford, VA, with a share that held at 0.1%. Alcova Mortgage leads that market. It has lent in both since 2017, when it first reported.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. The First National Bank of Peterstown took 33 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 58.3% · Purchase 37.5% · Other 4.2%
Conventional 100.0% · of 24 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| West Virginia | 16 | 66.7% |
| Virginia | 8 | 33.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Blacksburg-Christiansburg-Radford | 8 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LXUXE7P1Q87D65 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 719030 | 2017–2023 |
| Respondent ID (the HMDA filer code before 2018) | 19721 | 2017–2017 |
Established 27 January 1910. Reported under HMDA 2017-2025.
Mergers, name changes, data editions and corrections: The First National Bank of Peterstown's data.
The First National Bank of Peterstown's data
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The First National Bank of Peterstown and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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