Applications / Mortgage Analytics / Lenders / Georgia / The Claxton Bank
Bellville, GA · State non-member bank · FDIC · 17 loans in 2025
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17
loans originated, 2025
21
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Claxton Bank is a very small Georgia lender: it first reported in 2024 and made 17 home loans in 2025, too few for its shares and rates to say much.
The bank made 17 loans in 2025, down from 25 in 2024, its first year in the public record. Similar lenders (state non-member banks making between half and twice as many loans) fell 15%, while the whole market rose 10%. At this size a handful of loans either way swings every figure.
Its dollar lending rose from $10.5 million to $12.9 million even as its loan count fell, so a few larger loans may account for the rise. Its mix of refinances and purchases, its typical loan size and its lending to poorer borrowers and neighborhoods all rest on a handful of borrowers. Every loan was conventional, with none insured or guaranteed by a government agency.
Its largest market is Hinesville, GA, where Mortgage Research Center and United Wholesale Mortgage lead. It also lends in Savannah. In 2025 it made its first loans in Tallahassee, Brunswick-St. Simons and Jacksonville, a sliver of each market. Its lending spans nine counties in two states.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2024–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Claxton Bank took 21 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 58.8% · Purchase 41.2%
Conventional 100.0% · of 17 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 15 | 88.2% |
| Florida | 2 | 11.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Savannah | 5 |
| Hinesville | 3 |
| Brunswick-St. Simons | 1 |
| Jacksonville | 1 |
| Tallahassee | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549002CETMLVOOVS913 | 2024–2025 |
Established 24 February 1941. Reported under HMDA 2024-2025.
Mergers, name changes, data editions and corrections: The Claxton Bank's data.
The Claxton Bank's data
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The Claxton Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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