Applications / Mortgage Analytics / Lenders / West Virginia / The Bank of Romney / Competition
The Bank of Romney
Romney, WV · State member bank · FRS · $365 million assets · 165 loans in 2025
The Bank of Romney's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
165
loans originated, 2025
186
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who The Bank of Romney competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WINCHESTER, VA-WV, 2025
The Bank of Romney ranks 17th of 303 lenders in Winchester, VA-WV, with $16.3M lent: 1.4% of a $1.16B market.
Winchester, VA-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Romney in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
The Bank of Romney ranks 88th of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $4.4M lent: 0.2% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Romney in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
The Bank of Romney's data
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The Bank of Romney and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
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