Applications / Mortgage Analytics / Lenders / Pennsylvania / The Bank of Landisburg
Landisburg, PA · State member bank · FRS · $418 million assets · 141 loans in 2025
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141
loans originated, 2025
184
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Bank of Landisburg is a small Pennsylvania lender to modest borrowers, making small loans, many of them for manufactured homes and home improvements.
Its typical loan in 2025 was $105,000, against $175,000 at similar lenders (state member banks making between half and twice as many loans). That is smaller than at more than nine in ten of them. Manufactured homes, which cost less than site-built ones, made up 17.0% of its loans, against 2.3% at peers. Home improvement took another 19.9%.
Borrowers with low or moderate incomes (LMI) took 39.8% of its loans, against 27.3% at similar lenders, a higher share than at nearly nine in ten. Yet only 3.5% of its loans went to LMI neighborhoods, against 16.8% at peers. Five years before, that share was 16.4%. The data do not say why it fell so far; with lending spread over only seven counties, a change in how a handful of neighborhoods are classed could move it a long way.
Its loans fell 15% in 2025, to 141, while similar lenders grew 8% and the whole market 10%. About nine in ten peers grew faster. It made 297 loans in 2021. In Harrisburg-Carlisle, its largest market and one it has served since 1993, its share slipped from 0.8% to 0.6%, in line with its smaller output.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Bank of Landisburg took 184 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 40.4% · Refinance 28.4% · Home improvement 19.9% · Other 11.3%
Conventional 100.0% · of 141 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 141 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Harrisburg-Carlisle | 133 |
| York-Hanover | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493002XZSI0KH03JY56 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 734613 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2734613 | 1993–2017 |
Established 19 October 1903. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: The Bank of Landisburg's data.
The Bank of Landisburg's data
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The Bank of Landisburg and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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