Applications / Mortgage Analytics / Lenders / Missouri / TelComm Credit Union
Springfield, MO · Credit union · NCUA · $324 million assets · 159 loans in 2025
TelComm Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
159
loans originated, 2025
233
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
TelComm Credit Union, of Springfield, Missouri, more than doubled its lending in 2025, almost entirely through small refinance loans.
Its loans rose 115%, from 74 to 159. Similar lenders (credit unions making between half and twice as many loans) grew 8%, and the whole market 10%. Few similar lenders grew faster. It filed no reports for 2020 to 2022; those are gaps in the record, not years without lending.
Refinances made up 98.7% of its loans; purchases were the rest. Its typical loan was $65,000, against $105,000 at similar lenders, lower than at about nine in ten of them. Its total lending, $13.2 million, was lower than at about three in four similar lenders.
Borrowers with low or moderate incomes (LMI) took 40.2% of its loans, against 28.5% at similar lenders. That is more than at about four in five of them, and up from 33.8% in 2024.
Springfield is its largest market, where it has reported since 1994. Its share rose from 0.2% to 0.4%, and it ranked 48th of 351 lenders. Flat Branch Mortgage led the market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. TelComm Credit Union took 233 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 98.7% · Purchase 1.3%
Conventional 100.0% · of 159 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 159 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Springfield | 141 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493006GUYDBDZG4ZR64 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 535191 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 563116 | 1994–2017 |
Established 1 January 1940. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: TelComm Credit Union's data.
TelComm Credit Union's data
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TelComm Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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