Applications / Mortgage Analytics / Lenders / Minnesota / Summit Mortgage / Competition
Summit Mortgage
Plymouth, MN · Independent non-bank lender · CFPB · 1,370 loans in 2025
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1,370
loans originated, 2025
1,798
applications, 2025
21
states and territories
0
gaps bigger than at similar lenders
Who Summit Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Summit Mortgage ranks 47th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $139.7M lent: 0.5% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO PENNSYLVANIA, 2025
Summit Mortgage ranks 38th of 643 lenders in non-metro Pennsylvania, with $35.2M lent: 0.6% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NAPLES-MARCO ISLAND, FL, 2025
Summit Mortgage ranks 38th of 595 lenders in Naples-Marco Island, FL, with $33.6M lent: 0.7% of a $5.13B market.
Naples-Marco Island, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MINNESOTA, 2025
Summit Mortgage ranks 55th of 536 lenders in non-metro Minnesota, with $23.8M lent: 0.5% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DULUTH, MN-WI, 2025
Summit Mortgage ranks 18th of 318 lenders in Duluth, MN-WI, with $19.9M lent: 1.5% of a $1.36B market.
Duluth, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HANFORD-CORCORAN, CA, 2025
Summit Mortgage ranks 111th of 186 lenders in Hanford-Corcoran, CA, with $445K lent: 0.1% of a $702.0M market.
Hanford-Corcoran, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LAFAYETTE, LA, 2025
Summit Mortgage ranks 237th of 280 lenders in Lafayette, LA, with $225K lent: 0.0% of a $1.58B market.
Lafayette, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — COEUR D'ALENE, ID, 2025
Summit Mortgage ranks 207th of 263 lenders in Coeur d'Alene, ID, with $505K lent: 0.0% of a $2.33B market.
Coeur d'Alene, ID is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Summit Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Summit Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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