Applications / Mortgage Analytics / Lenders / Michigan / State Savings Bank / Competition
State Savings Bank
Frankfort, MI · State non-member bank · FDIC · 174 loans in 2025
State Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
174
loans originated, 2025
211
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who State Savings Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — TRAVERSE CITY, MI, 2025
State Savings Bank ranks 13th of 274 lenders in Traverse City, MI, with $27.8M lent: 2.0% of a $1.39B market.
Traverse City, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MICHIGAN, 2025
State Savings Bank ranks 69th of 606 lenders in non-metro Michigan, with $22.3M lent: 0.3% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
State Savings Bank ranks 259th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $890K lent: 0.0% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DETROIT-WARREN-DEARBORN, MI, 2025
State Savings Bank ranks 434th of 599 lenders in Detroit-Warren-Dearborn, MI, with $620K lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAGINAW, MI, 2025
State Savings Bank ranks 161st of 212 lenders in Saginaw, MI, with $215K lent: 0.0% of a $589.1M market.
Saginaw, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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State Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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