Applications / Mortgage Analytics / Lenders / Pennsylvania / State Financial Network / Competition
State Financial Network
Philadelphia, PA · Non-bank or government lender · CFPB · 198 loans in 2025
State Financial Network's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
198
loans originated, 2025
216
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Who State Financial Network competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
State Financial Network ranks 202nd of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $28.4M lent: 0.1% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Financial Network in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PITTSBURGH, PA, 2025
State Financial Network ranks 127th of 571 lenders in Pittsburgh, PA, with $11.1M lent: 0.1% of a $11.33B market.
Pittsburgh, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Financial Network in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — READING, PA, 2025
State Financial Network ranks 132nd of 365 lenders in Reading, PA, with $2.1M lent: 0.1% of a $2.00B market.
Reading, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Financial Network in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ATLANTIC CITY-HAMMONTON, NJ, 2025
State Financial Network ranks 230th of 423 lenders in Atlantic City-Hammonton, NJ, with $1.7M lent: 0.0% of a $4.46B market.
Atlantic City-Hammonton, NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Financial Network in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO PENNSYLVANIA, 2025
State Financial Network ranks 314th of 643 lenders in non-metro Pennsylvania, with $1.5M lent: 0.0% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Financial Network in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLUMBIA, SC, 2025
State Financial Network ranks 374th of 515 lenders in Columbia, SC, with $375K lent: 0.0% of a $5.77B market.
Columbia, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and State Financial Network in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PORTLAND-SOUTH PORTLAND, ME, 2025
State Financial Network ranks 340th of 364 lenders in Portland-South Portland, ME, with $255K lent: 0.0% of a $5.78B market.
Portland-South Portland, ME is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and State Financial Network in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO NORTH CAROLINA, 2025
State Financial Network ranks 742nd of 762 lenders in non-metro North Carolina, with $105K lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and State Financial Network in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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