Applications / Mortgage Analytics / Lenders / Texas / SouthStar Bank / Competition
SouthStar Bank
Moulton, TX · Savings institution · FDIC · $1.3 billion assets · 142 loans in 2025
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142
loans originated, 2025
247
applications, 2025
13
states and territories
0
gaps bigger than at similar lenders
Who SouthStar Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
SouthStar Bank ranks 101st of 753 lenders in Austin-Round Rock-San Marcos, TX, with $44.4M lent: 0.2% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
SouthStar Bank ranks 415th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $9.8M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO TEXAS, 2025
SouthStar Bank ranks 229th of 831 lenders in non-metro Texas, with $8.8M lent: 0.1% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
SouthStar Bank ranks 355th of 669 lenders in San Antonio-New Braunfels, TX, with $2.0M lent: 0.0% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — COLLEGE STATION-BRYAN, TX, 2025
SouthStar Bank ranks 110th of 377 lenders in College Station-Bryan, TX, with $1.8M lent: 0.1% of a $1.70B market.
College Station-Bryan, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SouthStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
SouthStar Bank ranks 550th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $645K lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SouthStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — URBAN HONOLULU, HI, 2025
SouthStar Bank ranks 204th of 223 lenders in Urban Honolulu, HI, with $465K lent: 0.0% of a $8.07B market.
Urban Honolulu, HI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SouthStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MEMPHIS, AR-MS-TN, 2025
SouthStar Bank ranks 418th of 515 lenders in Memphis, AR-MS-TN, with $295K lent: 0.0% of a $6.42B market.
Memphis, AR-MS-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SouthStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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