Applications / Mortgage Analytics / Lenders / Rhode Island / Semper Home Loans / Competition
Semper Home Loans
Providence, RI · Independent non-bank lender · CFPB · 415 loans in 2025
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415
loans originated, 2025
523
applications, 2025
15
states and territories
0
gaps bigger than at similar lenders
Who Semper Home Loans competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PROVIDENCE-WARWICK, MA-RI, 2025
Semper Home Loans ranks 39th of 475 lenders in Providence-Warwick, MA-RI, with $93.0M lent: 0.7% of a $13.02B market.
Providence-Warwick, MA-RI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Semper Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
Semper Home Loans ranks 287th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $13.1M lent: 0.0% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Semper Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WORCESTER, MA, 2025
Semper Home Loans ranks 103rd of 451 lenders in Worcester, MA, with $12.2M lent: 0.2% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Semper Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SPRINGFIELD, MA, 2025
Semper Home Loans ranks 60th of 322 lenders in Springfield, MA, with $7.3M lent: 0.3% of a $2.23B market.
Springfield, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Semper Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Semper Home Loans ranks 506th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $5.2M lent: 0.0% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Semper Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — YOUNGSTOWN-WARREN, OH, 2025
Semper Home Loans ranks 248th of 278 lenders in Youngstown-Warren, OH, with $125K lent: 0.0% of a $1.43B market.
Youngstown-Warren, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Semper Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MAINE, 2025
Semper Home Loans ranks 337th of 346 lenders in non-metro Maine, with $115K lent: 0.0% of a $3.10B market.
non-metro Maine is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Semper Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO VERMONT, 2025
Semper Home Loans ranks 232nd of 264 lenders in non-metro Vermont, with $245K lent: 0.0% of a $2.14B market.
non-metro Vermont is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Semper Home Loans in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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